How To Detect Prepaid Calling Card Scams

How To Detect Prepaid Calling Card Scams

by Vanessa Arellano Doctor

A lot of people are using prepaid calling cards nowadays, especially if they want to contact their loved ones or business partners, whether abroad or locally. Prepaid calling cards give its users the convenience of being able to make the call anywhere at anytime just by using the card on any mobile phone or pay phone. This eliminates the need to be in your home when you decide to make the call, which is a common problem with most long-distance providers. prepaid calling card

Aside from this feature, prepaid calling cards also is considered to be a whole lot cheaper than the usual long distance providers since you are only paying for the amount of talk time that you have consumed. Prepaid calling cards are preloaded with a certain amount of talk time which is used up as you make calls, which means that you only pay for the amount of talk time that you have used. prepaid calling card

Unfortunately, even prepaid calling cards are not safe from scammers out there who are looking to exploit people who are using prepaid calling cards for their communication needs. In order to be able to prevent such prepaid calling card scams from happening to them, people must know what to look for in order to detect if a prepaid calling card scam is actually happening to him or not. This will help the user protect himself from potential problems that may be caused by such scams on prepaid calling cards. prepaid calling card

Prepaid calling cards come in different forms and manner, depending on what the scammers are looking for, or what they are hoping to get. One form of prepaid calling card scams involves a scammer calling you at your home wherein he will attempt to get the information that he needs from you, such as your 3-digit PIN number on the back of the card which such people may use to charge for purchases at your expense. They will usually make it appear that they are representing a legitimate company, such as the Security and Fraud Department at VISA, in order to get you to divulge information that you normally would not share with just any other person. Once they are able to get you to give them your 3-digit PIN, then the scam is completed. Instead of giving them your PIN, tell them that you will verify it with the company directly in order to avoid this from happening to you. prepaid calling card

Other scams involve unadvertised or non-obvious charges and fees that unsuspecting buyers will not be able to identify, especially since these things are not mentioned in the card or by the company, and that they only find this out once it is too late. In order to avoid this, make sure that you know and understand all the terms and conditions of the cards that you are using. Although it may advertise a certain price for a certain amount of talk time, such a deal may only apply under specific circumstances, and additional fees may be charged if you don't follow it. In this way, you may actually get much less for what you are paying for. prepaid calling card

Being armed with the knowledge about how different prepaid calling card scams work can help you detect them before they happen, and help you avoid them. Although there are other new forms of prepaid calling card scams developing out there, being vigilant and aware can sometimes go a long way in terms of protecting yourself from such scams. prepaid calling card